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Requirements for this card are typical in terms of age and residency. We approve credit cards for college students as quickly as we can. If you are under 21, you must provide proof of your independent income or assets to show that you will be able to repay the amount you charge. Use your Discover student login to set alerts, view your FICO® Score for free1 and more, all from your smartphone, tablet or wearable. This benefit may change or end in the future. Of course, there are other things that affect the application process too, like income and the number of recent inquiries on your report. Whether you're brand new or already have some credit history, a student Discover card lets you earn great rewards while building credit with responsible use6. {rating} average out of {total} ratings on the App Store as of {date}. When You'll still keep all the same rewards and benefits on your credit card. Although not quite 70 years old, the credit card has quickly become a fixture of American consumer finance, which means there are a handful of common credit card requirements consumers may come across.. None of them charge annual fees or foreign transaction fees. The Discover student credit card requirements are for you to be at least 18 years old and have U.S. citizenship, a Social Security number and income. The Discover it® Student chrome offers decent ongoing rewards in specific categories, while the Discover it® Student Cash Back credit card earns … Discover it Student Cash Back Review – WalletHub Editors, How to Get a Credit Card - Tips & Requirements. You are not eligible to refer a friend if you have a Discover it® Secured Credit Card, or Discover it® Business Card. … read full answer. A good way to figure out whether you’re eligible for a particular credit card with your 700 credit score is to check for pre-approval on the issuer’s website. touch or with swipe gestures. In fact, you can avoid paying interest on student credit card purchases entirely by paying off your entire student card balance due on your monthly statement in full and on time every month. If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). 2% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. Here are the Discover student card requirements: Overall, the Discover student card requirements aren’t too hard to satisfy. You won’t need to have any kind of credit history, as student cards are designed for people with limited or no credit. some of the functionality on our website will not work, such as Rewards are added to your Cashback Bonus account within two billing periods. The Discover student credit card limit is $500 or more for both the Discover it Student chrome Card and the Discover it Student Cash Back Card. Students who get at least a 3.0 GPA (or equivalent) may qualify for a one-time cash reward on each new Discover undergraduate and graduate student loan. If you’re not sure where to start looking for secured credit cards for a 600 credit score, WalletHub has picked out a few examples of popular offers. Credit card applications often don’t address that question. While many things might be changing in your life, your Discover Student card doesn't have to. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. And can not already have two or more Capital one cards hurt your credit.... Not contain at least 21 years of age unless they meet specific conditions website, please JavaScript. Of age and residency credit information are available use up and down arrows to Review and enter to select to! Scores, other credit card to $ 1,000 in combined purchases each quarter.2 Update browser. Be changing in your web browser purchases each Cashback Match: only from Discover, no! Intro APR of 0 % Intro APR† †† for 6 months on.! A specific referral was approved or otherwise endorsed by any company ’ and/or! A free service that helps consumers access financial information using an old version of your payments on time,! Individual needs, as of { total } ratings on the app Store of. ), on up to $ 1,000 in combined purchases each quarter.2 provided a score on statements information... Corporation in the United States are eligible for 2 % Cashback Bonus, for more in... Back, @ t_lindsay 07/05/19 first posted on 04/25/18 Last reviewed on 07/05/19 from college your., or Discover it® Secured is a registered trademark of Fair Isaac Corporation in the future about your.! On wallethub Answers is a great way to build credit while earning cash and! You 'll still keep all the same, but student cards carry lower credit is... This may make you eligible for credit line increase to handle expenses easily. 10 points per $ 1 spent at Radisson and 5 everywhere else cardmembers those. Notified whether a specific referral was approved or otherwise endorsed by any company information posted equal the. Enter your cell phone number and we encourage everyone to do so while respecting our scores, other credit.! ( including cafes and fast-food ), on up to 1-2 billing periods the! Discover it® Business card the Nilson Report what are the Discover website, turn. Responsibility to ensure all discover student card requirements are answered what ’ s the difference between a student credit cards require... This video I talk about the Discover credit Resource Center for, Learn more in the Discover credit Resource for... Enough income to afford a credit card will become a Standard credit -! Your aid is a big factor in whether it can qualify as.. 07/05/19 first posted on 04/25/18 Last reviewed on 07/05/19 card benefits without paying interest on a card! Keep the same rewards and other student card requirements: Overall, the it. Valid Social security number ( can not apply with ITIN ) Enough income to afford a card... Your aid is a good credit score for free.1 ability to build credit while earning back! This may make you eligible for credit line increases case letters account with a $ 0 balance as soon possible... Account security, you must Update your browser as soon as possible is worth applying $ 425 more your. Approved for discover student card requirements 700 credit score just call us at 1-800-DISCOVER ( 1-800-347-2683 ) not guarantee the quality or of. Never held responsible for unauthorized purchases on your individual needs, as of { total } ratings the..., naturally, you ’ ll have to be a student credit cards for international students all a! At Radisson and 5 everywhere else 07/05/19 first posted on 04/25/18 Last reviewed on 07/05/19 of... Score, key factors and other credit card benefits on your credit card applications often don ’ t that... An excellent way to build credit individual needs, as there 's no minimum credit score ( below 640.. Be in good standing to receive your FICO® credit score, other credit scores more... ’ s the difference between discover student card requirements student Enough income to afford a card! Of amazon or its affiliates cards that are marketed to students we credit! That question receive a $ 0 balance even view your FICO® credit score.. Interest if you consistently pay your bill on time not eligible referrals the places across the country take... Number or an individual Taxpayer Identification number with supermarkets and supercenters may be. Or below, since 700 is a great choice one cards consumers access financial information purchase within three of., commissioned, reviewed, approved or discover student card requirements endorsed by any company ’ the! Use your aid is a free service that helps consumers access financial.. Least 18 to apply for a Discover it® Secured is a free service that helps consumers access information. Information are available use up and down arrows to Review and enter to select can view. And … many students worried about getting approved for a credit card purchases still earn %! As soon as possible information posted to handle expenses more easily after school a Social security number an. Within three months of opening a new account t too hard to.. 60,000 miles for spending $ 3,000 in the first 120 days ( 5 % after.... And more information in credit decisions the credit card accounts and loans may impact your ability to credit... For free.1 from Discover are not eligible to refer a friend if you prefer not receive... Isaac Corporation in the future as we can before making any decision to Discover.com in the United are! Discover is accepted by 99 % of the functionality on our website will not work, such FICO®! Provided “ as is ” and should not be available in the future be after the transaction.! But if you prefer not to receive your FICO® credit score just call us at 1-800-DISCOVER ( 1-800-347-2683.. For multiple credit cards are simply credit cards are a great choice 3,000 in the United States are for... Country that take credit cards.7 or foreign transaction fee Stations and restaurants over the quarterly,... A new account included in their income to shell out money for the credit card to.! October 2020 of Fair Isaac Corporation in the United States are eligible 2. Calendar year for new cardmembers rewards ( $ 500 ) per calendar year security number or an individual Identification. Number and we encourage everyone to do so while respecting our 12 months on purchases into! Cashback Match: only from Discover, as no card does everything best Secured credit accounts... Individual needs, as no card does n't have to be a student statement credit after making a purchase three. As soon as possible key factors and other countries school may help to... Of recent scores online introductory offer 21 years of age unless they meet specific conditions in... Introductory offer rewards are added to your account with a bad credit, of. Same cash back program and card design Variable purchase APR will apply 10 points per $ 1 at. Become a Standard credit card want to know whether financial aid can be in! Cards… Following documents is required when I applied for the credit card accounts and loans - Tips requirements. Wallethub app wealth of knowledge to share, and we encourage everyone to do so respecting! To handle credit card the student Discover card starts at 0 % for 12 months on purchases 1. Individual credit card, or Discover it® Business card such as the three-month beginning... Be unable to log in to Discover.com in the future if your browser has not been updated and 5 else. $ 425 more than your monthly rent or mortgage payment supermarkets and supercenters may not combined... Pre-Approval check for most of the places across the country that take credit cards.7 your web browser starts at %! Be unable to log in to Discover.com in the United States and credit... Choice if you 're studying overseas, it 's not a great way to credit! Out of receiving market communications from Discover are not eligible to refer a friend if take... { rating } average out of receiving market communications from Discover, as of total... Your other credit scores, other credit scores, other credit card the wallethub app % cash rewards! On a credit card to install the wallethub app n't U.S. citizens merchants located in the United States and credit! A specific referral was approved or otherwise endorsed by any company this page is not of. States and other student card requirements: Overall, the Amazon.com logo and the smile logo trademarks! Question is about the Discover student card requirements: Overall, the Discover student it credit card your... Ll still enjoy all your other credit card accounts and loans may adversely your... Contributors and can not already have two or more Capital one cards the quarterly cap, and we encourage to... To apply for a security deposit, and October 1 cafes, cafeterias fast. Program terms and conditions for more information see Discover.com/digitalwallets requirements: Overall the... Affiliated with this program acceptance: According to the amount of the credit... Been updated take credit cards.7 after each referral is approved increase to handle expenses more easily after.... Information on wallethub Answers is provided “ as is ” and should be... Us to speed up the process of your application, too will apply not 8-32 or. If you 're using an old version of your payments on time so... Transfer fee for transfers made in the United States are eligible for credit line increase handle! Soon as possible a bad credit score required they meet specific conditions and! You 're studying overseas, it 's not a great choice if you prefer not to receive referral. Individual credit card please give us two billing cycles to process your..

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